Positive Thinking....

Is going to get me through this. Figured out the credit card situation. I am pretty screwed financially. It is going to take me years to restore my credit score. That's OK. I'll live. I'm young. I have paid off the credit card and cancelled it. I have one credit card left- with a very small limit- only 500 dollars. That I can handle. Once a month I will make a small purchase on it and then pay it off right away. All this in hopes of restoring my credit rating. THANK GOD I have my mortgage paid off- PHEW! One check in the positive column for me.